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National Flood Insurance Program

FloodSmart.gov logo
Protect Yourself with Flood Insurance
Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers and the property's flood risk.

FloodSmart.gov website

All policy forms provide coverage for buildings and contents. However, you might want to discuss insuring personal property with your agent, since contents coverage is optional. Typically, there's a 30-day waiting period from date of purchase before your policy goes into effect. That means now is the best time to buy flood insurance.

One-Step Flood Risk Profile:
  • Rate your risk
  • Estimate your premiums
  • Find an agent